Takaful Asset Manager   

Takaful Asset Manager is a single premium investment-linked plan which provides you the facility to invest into Syariah approved funds. Your choice of funds will depend on your risk appetite and financial goals.  

It is an investment plan which may suit you if you are looking for.. .  

• A single investment deposit  
• Flexibility to top up your investment into your plan at anytime  
• Greater investment opportunities than are normally available to individuals investing directly  
• Diversification that allows you to spread your investment risks  
• Market linked returns  
• Access to flexible investments to help you meet your financial goals  
• Professional management by investment specialists with a proven track record  
• Flexibility in converting your investments to cash at any time  

In addition to the benefits of diversification, professional management, liquidity and flexibility, Takaful Asset Manager offers you the convenience of Family Takaful benefits packaged with your investment. Not only does it help you to maximise your wealth it can also provide benefits for death through a Family Takaful benefit facility.

Benefits at a glance

• Affordable and flexible contributions
  You can choose to start investing from as low as S$9,000 using your cash or funds from your Central Provident Fund Investment Scheme - Oridinary Account (CPFIS-OA), Special Account (CPFIS-SA) and Supplementary Retirement Scheme ( SRS ). You also have the flexibility to top-up your investments into your plan at any time.  
• Life Takaful benefit
  In the event of untimely death, your loved ones will receive a Takaful benefit of equivalent to at least 100% of your investment amount*. The Takaful benefit is funded via a Tabarru' fee of S$10 from your single contribution. Based on the principles of Takaful, Tabarru' is a donation from all participants in the plan to help fellow participants in the event of death.  
• Liquidity on your contribution
  Your money is not tied to any fixed term when you invest in this investment-linked Takaful plan. You can withdraw# your investments for cash anytime provided that there is enough cash value in your plan at the time of withdrawal.  
• Purify your investments
  Your investments will go through a process of 'purification' where a percentage of your dividend, which symbolises the proportion of non-Shariah approved income earned by the companies, will be deducted and donated to charity. This process is in line with the international Islamic practice in equity dealing.  
• A choice of investment funds to link  
• Switching facility that allows you to switch between funds  
• Partial withdrawal and full surrender options are available  
• Professional Fund Management  
• Proceeds are tax free  
• 14 days free look  

You can start investing through the Takaful Asset Manager with a minimum of $9,000 and you can top up any time.

Takaful Asset Manager is also a CPF approved plan which means that you can use your CPF fund if you are a CPFIS investor.